Once your dollars land in your account, Acorns will automatically build a portfolio of stock and bond investments based on a brief questionnaire you complete when signing up for a new account. You can also transfer funds to your account manually. Read full review. Pros A huge library of planning and goal-setting tools, organized by life stage and priorities Calculators for charitable giving estimate the potential tax impact of donating an asset New emphasis on social impact investing extends to their mobile apps Hours of educational and informative videos, broken down into minute long lessons. Charles Schwab allows its customers a wide range of assets to trade, including hundreds of commission-free exchange-traded funds.